Struggling with Debt? Consolidate Now and Pay Only What You Can Afford

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Disclaimer

Contact Us

How To Find Us

We are situated in Bellville in the the Western Cape region and our contact details are below.

Why Choose Debt Cue?

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About Debt Cue

Your Trusted Partner in Achieving Financial Freedom

Debt Cue is a team of leading debt review consultants assisting consumers throughout South Africa who are having difficulty meeting their financial obligations.

Our team of Debt Counsellors are registered with the National Credit Regulator and offer you a no obligation free assessment of your financial situation.

We negotiate directly with your credit providers to reduce your monthly creditor repayments until you find yourselves in a better financial situation.

At Debt Cue we don’t only want clients to become debt free, we want clients to stay debt free!

We strive towards excellent relationships with all the major credit providers in South Africa ensuring we can negotiate the best payment plan to suit your financial requirements and ensure we protect your assets including your house and car.

We also give you as a South African consumer the opportunity to help a friend in need, so you can refer a friend and help them become debt free.

Our Services

We offer a comprehensive range of debt relief services

We deal with different types of debt and how to manage them so you don’t take on more than you can afford

Partners

Our Trusted Partners

Testimonials

Valuable Client Reviews

Manage to reduce by debts by over R 2500 , Really appreciative to Debt Cue ...

Tania Smith.

Fantastic service from an awesome team

Imelda Reddy

Very professional informative and highly recommended

Dorian Gray.

A complete lifesaver , was well over my head with my credit card expenses and Debt cue has got me on track with a fantastic with payment arrangements with my accounts

Jeniffer Thompson.

Highly recommended , Got myself out of debt .. Prevent yourself from getting blacklisted with Debt Cue

Fathima Moosa.

simply amazing, and can change some ones life for better

MrAirco Sobhisho.

Debt Counselling

Frequently Asked Questions

Debt counselling is a formal process in South Africa designed to help individuals who are struggling to repay their debts. It’s a legal remedy introduced by the National Credit Act (NCA) to protect over-indebted consumers from creditors while helping them repay what they owe in a manageable way.

In simple terms:

Debt counselling helps you restructure your debt into one affordable monthly payment, while protecting your assets (like your house and car) from repossession and stopping legal action from creditors.

While debt review isn’t free, the fees are regulated and transparent. You can expect modest upfront costs and structured monthly charges. The most significant upfront cost is the restructuring fee, which is usually within regulated limits and directly tied to your repayment plan.

If you are unemployed, you generally cannot apply for debt review.

You should consider debt counselling if:

  • You are over-indebted (i.e., your expenses and debt payments exceed your income).

  • You want to avoid legal action or repossession.

  • You are committed to paying your debts, but need a structured plan to do it.

  • You are employed or have a reliable income.

No, you cannot take out a loan while under debt review.

No, you cannot be blacklisted while under debt review — but your credit report will reflect that you are under debt counselling, which restricts access to new credit.

Yes – but you usually don’t need to go in person. Your debt counsellor will appoint an attorney on your behalf which will deal with all your in court appearances.

Missing a payment under debt review is serious and can put your entire debt restructuring plan at risk.